Your Personal Health Insurance Advisor

Coverage
that actually
fits your life.

Health insurance shouldn't feel like a maze. I help individuals, families, and the self-employed find plans that protect what matters — without the confusion, upsells, or pressure.

Licensed Advisor NPN verified

No-cost consults Always free to you

Small-firm attention.
National-scale reach.

32+

States Licensed

500+

Families Covered

Cost To You

What I do

Three ways I help you breathe easier.

From first enrollment to annual renewals, I stay with you through the whole journey — and yes, I answer my phone.

— 01

Individual & Family Plans

ACA marketplace, private PPOs, HMOs, HSA-compatible — matched to your doctors, your meds, and your budget.

— 02

Self-Employed Coverage

Running your own thing? I specialize in creative, flexible coverage for freelancers, 1099s, and small business owners.

— 03

Supplemental & Dental

Dental, vision, accident, critical illness — the add-ons that fill the gaps and keep surprises off your budget.

Say hello

Keep my card close by.

Angelica Collazo — Health Insurance Advisor business card

"She didn't just sell me a plan — she listened. Angelica understood my family's needs and saved us nearly $400 a month. Worth every minute of the phone call."

Marisol R.

Client · Tampa, FL

Alabama Arkansas Colorado Delaware Florida Georgia Iowa Illinois Indiana Kansas Kentucky Louisiana Maryland Michigan Missouri Mississippi Alabama Arkansas Colorado Delaware Florida Georgia Iowa Illinois Indiana Kansas Kentucky Louisiana Maryland Michigan Missouri Mississippi

Ready when you are

Let's find the plan that actually fits.

Call or Text

(717) 666-2705

Angelica.Health1@gmail.com

Hi, I'm Angelica.

— a licensed advisor with a knack for making insurance make sense.

I built this practice because everyone deserves a real human in their corner when it comes to health coverage.

01.The why

Years ago, a family member was stuck paying too much for a plan that barely covered what they actually needed. I watched them get passed from agent to agent, quoted confusing premiums, and talked in circles. That shouldn't be anyone's experience with something this important.

So I became the advisor I wish they'd had — one who takes the time to understand your doctors, your medications, your budget, and your goals before recommending anything. I work with dozens of carriers, which means I'm never steering you toward a single product. I'm steering you toward the right fit.

02.How I work

I'm licensed in 32 states and I handle everything remotely — calls, texts, video, email, whatever you prefer. Most of my clients find me by referral, which I take as the highest compliment. My consultations are free, and I earn my living from the carriers, not from you.

I specialize in individuals, families, and the self-employed — especially folks who've been told their situation is "complicated." I love the complicated ones.

03.What I believe

Clarity

You should understand exactly what you're buying — deductibles, networks, out-of-pocket max, all of it.

Honesty

If a plan isn't right for you, I'll tell you. Even if it means a smaller commission or none at all.

Access

I answer my phone. Your plan questions in March matter as much as they did at enrollment.

Care

You're not a policy number to me. Your coverage decisions affect your whole family, and I treat them that way.

04.Outside of work

When I'm not talking deductibles, you'll find me spending time with my family, experimenting in the kitchen, and cheering on my clients' wins (those "I finally used my benefits" texts are my favorite). I believe good coverage is part of a good life — it's peace of mind that lets you focus on the rest.

Let's talk

Coffee chat, quick quote, or full deep dive — you choose.

Book a Call

The Process

Clear steps, zero pressure, real answers.

Here's exactly what happens when you reach out — so there are no surprises, and no "what did I just sign up for" moments.

We get acquainted

Short intro call (20 minutes, tops). I learn about your household, your current coverage, the doctors you like, the medications you're on, and anything you're worried about. No quotes yet — just listening.

Time ~20 min

Cost Free

Format Phone or video

I do the research

I pull plans from multiple carriers, check which networks include your doctors, verify your medications are covered, and compare real out-of-pocket costs — not just the sticker-price premium. You do nothing during this step. That's the whole idea.

Time 24–48 hrs

Effort Zero for you

Output Side-by-side comparison

We review together

I walk you through the top two or three options in plain language — what they cover, what they don't, what they actually cost in a real year, and the trade-offs. You ask questions. We talk through scenarios. You decide what feels right.

Time 30–45 min

Pressure None

Decision 100% yours

I handle the paperwork

Once you've picked a plan, I submit the application, track the approval, send you your ID cards, and make sure your coverage is active exactly when you need it. No portals you have to figure out. No fine print buried somewhere.

You do Approve & sign

I do Everything else

Support Year-round

We stay in touch

Claim confusion? New medication? Life event — baby, move, new job? I'm one text away. Every year during open enrollment, I'll proactively review your plan and let you know if something better has come along. This isn't a one-time transaction.

Access Direct line

Reviews Annual

Renewal help Always included

Questions most folks ask first.

If yours isn't here, just text or call — I'd rather you ask me directly than Google it. And yes, there are no "dumb" questions.

How much does it cost to work with you? +

Nothing. Truly. I'm compensated by the insurance carriers when you enroll in a plan — my fee is built into the premium whether you use an advisor or not. So you may as well use one.

Will I pay more by going through an advisor? +

No. Plan premiums are the same whether you enroll through me, through the marketplace directly, or through the carrier. The difference is you get someone in your corner for free.

What if I already have a plan? +

Happy to review it. I'll tell you if it's a good fit, if there's something better available, or if it's already the best choice you could make. No obligation to switch.

Do you only work with people in Florida? +

Nope — I'm licensed in 32 states across the country. Everything is handled remotely, so wherever you are, we can make it work.

What if I'm self-employed or between jobs? +

That's actually one of my specialties. I work with a lot of freelancers, small business owners, and folks in transition. There are more options than most people realize — let's talk through them.

Can I enroll outside of open enrollment? +

Often, yes. Life events like marriage, a new baby, moving, losing job-based coverage, or income changes can qualify you for a Special Enrollment Period. I can help you figure out if you're eligible.

One call away

The hardest part is just starting.

Primary